Dakota Western Bank

BankBowman, North Dakota
www.dwb.bank

Total Assets

$420.8M

Total Deposits

$368.9M

Branches

5

Established

1910

TFS Health Grade

$
B-

81.8 / 100

Good financial health

How we grade

Dakota Western Bank is a bank headquartered in Bowman, North Dakota, established in 1910. With $420.8M in total assets and 5 branch locations, it has a TFS Financial Health Grade of B- (81.8/100).

Capital & Safety

Tier 1 Capital Ratio
10.94%(8%)
Total Capital Ratio
16.17%(10%)
Non-Performing Loan Ratio
0.40%

Profitability

Return on Assets (ROA)
1.82%(1%)
Return on Equity (ROE)
20.05%(10%)
Net Interest Margin
3.68%
Efficiency Ratio
46.43%(60%)

Lending & Liquidity

Total Loans
$276.8M
Loan-to-Deposit Ratio
73.63%
Net Charge-Off Ratio
-0.02%

Growth

Asset Growth (YoY)
+5.09%
Deposit Growth (YoY)
+2.97%
Net Income
$7.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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