West Plains Bank and Trust Company

BankWest Plains, Missouri
www.westplainsbank.com

Total Assets

$719.4M

Total Deposits

$660.0M

Branches

7

Established

1883

TFS Health Grade

$
C

75.2 / 100

Average financial health

How we grade

West Plains Bank and Trust Company is a bank headquartered in West Plains, Missouri, established in 1883. With $719.4M in total assets and 7 branch locations, it has a TFS Financial Health Grade of C (75.2/100).

Capital & Safety

Tier 1 Capital Ratio
8.63%(8%)
Total Capital Ratio
12.28%(10%)
Non-Performing Loan Ratio
0.52%

Profitability

Return on Assets (ROA)
1.58%(1%)
Return on Equity (ROE)
23.59%(10%)
Net Interest Margin
3.74%
Efficiency Ratio
60.62%(60%)

Lending & Liquidity

Total Loans
$496.9M
Loan-to-Deposit Ratio
74.62%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+7.72%
Deposit Growth (YoY)
+6.38%
Net Income
$11.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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