What is Community First Banking Company's financial health grade?

Community First Banking Company has a TFS Financial Health Grade of C- (score: 71.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Community First Banking Company have?

Community First Banking Company has 4 branch locations across the United States.

Is Community First Banking Company FDIC insured?

Yes, Community First Banking Company is FDIC insured (Certificate #34610).

What are the total assets of Community First Banking Company?

Community First Banking Company has total assets of $303.2M as reported in its most recent FDIC filing.

Community First Banking Company

BankWest Plains, Missouri

www.cfbankco.com

Total Assets

$303.2M

Total Deposits

$257.8M

Branches

Established

1997

TFS Health Grade

C-

71.3 / 100

Average financial health

How we grade

Community First Banking Company is a bank headquartered in West Plains, Missouri, established in 1997. With $303.2M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (71.3/100).

Capital & Safety

Tier 1 Capital Ratio

10.64%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.00%

Profitability

Return on Assets (ROA)

1.47%(1%)

Return on Equity (ROE)

16.81%(10%)

Net Interest Margin

3.46%

Efficiency Ratio

60.09%(60%)

Lending & Liquidity

Total Loans

$227.7M

Loan-to-Deposit Ratio

87.55%

Net Charge-Off Ratio

0.15%

Growth

Asset Growth (YoY)

+5.73%

Deposit Growth (YoY)

+5.06%

Net Income

$4.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Community First Banking CompanyHQ	1330 Southern Hills Ctr	West Plains	MO	11
Community First Banking Company	603 N Main St	Mountain Grove	MO	11
Community First Banking Company	220 E Walnut St	Thayer	MO	11
Community First Banking Company	1220 Porter Wagoner Blvd	West Plains	MO	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.