UMB Bank, National Association

BankKansas City, Missouri
www.umb.com

Total Assets

$72.8B

Total Deposits

$61.1B

Branches

209

Established

1902

TFS Health Grade

$
D

64.8 / 100

Below average financial health

How we grade

UMB Bank, National Association is a bank headquartered in Kansas City, Missouri, established in 1902. With $72.8B in total assets and 209 branch locations, it has a TFS Financial Health Grade of D (64.8/100). The CFPB has received 100 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio
8.29%(8%)
Total Capital Ratio
12.20%(10%)
Non-Performing Loan Ratio
0.42%

Profitability

Return on Assets (ROA)
1.01%(1%)
Return on Equity (ROE)
10.56%(10%)
Net Interest Margin
3.11%
Efficiency Ratio
56.76%(60%)

Lending & Liquidity

Total Loans
$38.8B
Loan-to-Deposit Ratio
62.83%
Net Charge-Off Ratio
0.24%

Growth

Asset Growth (YoY)
+45.12%
Deposit Growth (YoY)
+40.95%
Net Income
$677.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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