Putnam County State Bank

BankUnionville, Missouri
http://www.putnamcountystatebank.com

Total Assets

$313.7M

Total Deposits

$268.8M

Branches

2

Established

1979

TFS Health Grade

$
C

75.7 / 100

Average financial health

How we grade

Putnam County State Bank is a bank headquartered in Unionville, Missouri, established in 1979. With $313.7M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C (75.7/100).

Capital & Safety

Tier 1 Capital Ratio
13.34%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.36%

Profitability

Return on Assets (ROA)
1.82%(1%)
Return on Equity (ROE)
13.19%(10%)
Net Interest Margin
3.87%
Efficiency Ratio
36.25%(60%)

Lending & Liquidity

Total Loans
$242.3M
Loan-to-Deposit Ratio
88.96%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+12.60%
Deposit Growth (YoY)
+14.57%
Net Income
$5.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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