What is Farmers Bank of Northern Missouri's financial health grade?

Farmers Bank of Northern Missouri has a TFS Financial Health Grade of D+ (score: 68.6/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Farmers Bank of Northern Missouri have?

Farmers Bank of Northern Missouri has 10 branch locations across the United States.

Is Farmers Bank of Northern Missouri FDIC insured?

Yes, Farmers Bank of Northern Missouri is FDIC insured (Certificate #4539).

What are the total assets of Farmers Bank of Northern Missouri?

Farmers Bank of Northern Missouri has total assets of $567.3M as reported in its most recent FDIC filing.

Farmers Bank of Northern Missouri

BankUnionville, Missouri

www.onlinefarmersbank.com

Total Assets

$567.3M

Total Deposits

$478.8M

Branches

Established

1901

TFS Health Grade

D+

68.6 / 100

Below average financial health

How we grade

Farmers Bank of Northern Missouri is a bank headquartered in Unionville, Missouri, established in 1901. With $567.3M in total assets and 10 branch locations, it has a TFS Financial Health Grade of D+ (68.6/100).

Capital & Safety

Tier 1 Capital Ratio

13.06%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.18%

Profitability

Return on Assets (ROA)

1.06%(1%)

Return on Equity (ROE)

9.69%(10%)

Net Interest Margin

3.67%

Efficiency Ratio

59.66%(60%)

Lending & Liquidity

Total Loans

$310.4M

Loan-to-Deposit Ratio

64.05%

Net Charge-Off Ratio

0.01%

Growth

Asset Growth (YoY)

+6.40%

Deposit Growth (YoY)

+5.59%

Net Income

$5.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Farmers Bank of Northern MissouriHQ	1604 Main St	Unionville	MO	11
Farmers Bank of Northern Missouri	200 W Maple St	Centerville	IA	11
Farmers Bank of Northern Missouri	225 N Washington Street	Corydon	IA	11
Farmers Bank of Northern Missouri	205 Nw Church St	Leon	IA	11
Farmers Bank of Northern Missouri	3601 Miller St	Bethany	MO	11
Farmers Bank of Northern Missouri	121 W Jackson St	Gallatin	MO	11
Farmers Bank of Northern Missouri	31438 State Highway 6	Jamesport	MO	11
Farmers Bank of Northern Missouri	State And Main Streets	Mercer	MO	11
Farmers Bank of Northern Missouri	602 West Grant Street	Princeton	MO	11
Farmers Bank of Northern Missouri	1801 E 28th St	Trenton	MO	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.