The Bank of Elk River

BankElk River, Minnesota
www.thebankofelkriver.com

Total Assets

$717.6M

Total Deposits

$658.9M

Branches

4

Established

1885

TFS Health Grade

$
C

73.2 / 100

Average financial health

How we grade

The Bank of Elk River is a bank headquartered in Elk River, Minnesota, established in 1885. With $717.6M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C (73.2/100).

Capital & Safety

Tier 1 Capital Ratio
8.96%(8%)
Total Capital Ratio
15.07%(10%)
Non-Performing Loan Ratio
0.03%

Profitability

Return on Assets (ROA)
0.99%(1%)
Return on Equity (ROE)
16.29%(10%)
Net Interest Margin
3.42%
Efficiency Ratio
70.53%(60%)

Lending & Liquidity

Total Loans
$437.1M
Loan-to-Deposit Ratio
65.64%
Net Charge-Off Ratio
0.06%

Growth

Asset Growth (YoY)
+5.93%
Deposit Growth (YoY)
+3.91%
Net Income
$6.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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