Standard, special, and Added Advantage CDs — listed schedule
The Bank of Elk River's CD table assigns 30 days of interest to 91-day and 182-day CDs; 91 days to 12-month CDs; 182 days to 24-month CDs; and 365 days to 36-, 48-, and 60-month CDs. Its listed specials have penalties of 30 days for 5 months, 182 days for 15 months, and 365 days for 33 months. Added Advantage CDs show 182 days for the 18-month product and 365 days for the 30-month product. A $25 minimum early-withdrawal penalty applies to all CD terms on that table.
These associations follow the footnote symbols in the CD table dated July 1, 2026; the separate IRA table uses a different footnote sequence and is not included. The $25 floor matters and is not represented by a simple days-of-interest-only estimate. Confirm the customer's terms, penalty principal basis, day-count convention, and principal-reduction treatment with the bank.
TFS assisted source review: Aug 31, 2026 · Last source check: Aug 31, 2026 · Official source