First Bank Elk River

BankElk River, Minnesota
www.elkriver.bank

Total Assets

$363.9M

Total Deposits

$270.1M

Branches

4

Established

1907

TFS Health Grade

$
D

65.8 / 100

Below average financial health

How we grade

First Bank Elk River is a bank headquartered in Elk River, Minnesota, established in 1907. With $363.9M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (65.8/100).

Capital & Safety

Tier 1 Capital Ratio
10.68%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.18%

Profitability

Return on Assets (ROA)
1.30%(1%)
Return on Equity (ROE)
17.65%(10%)
Net Interest Margin
3.21%
Efficiency Ratio
60.91%(60%)

Lending & Liquidity

Total Loans
$267.4M
Loan-to-Deposit Ratio
98.03%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+1.94%
Deposit Growth (YoY)
-6.95%
Net Income
$4.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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