Exchange Bank and Trust Company, Natchitoches, Louisiana

BankNatchitoches, Louisiana
www.exchange-bank.com

Total Assets

$188.5M

Total Deposits

$169.1M

Branches

4

Established

1892

TFS Health Grade

$
C-

70.9 / 100

Average financial health

How we grade

Exchange Bank and Trust Company, Natchitoches, Louisiana is a bank headquartered in Natchitoches, Louisiana, established in 1892. With $188.5M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (70.9/100).

Capital & Safety

Tier 1 Capital Ratio
12.76%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.80%

Profitability

Return on Assets (ROA)
2.32%(1%)
Return on Equity (ROE)
24.08%(10%)
Net Interest Margin
4.44%
Efficiency Ratio
48.25%(60%)

Lending & Liquidity

Total Loans
$99.4M
Loan-to-Deposit Ratio
58.19%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+7.09%
Deposit Growth (YoY)
+6.22%
Net Income
$4.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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