City Bank & Trust Co.

BankNatchitoches, Louisiana
www.mycitybank.com

Total Assets

$381.8M

Total Deposits

$336.1M

Branches

8

Established

1933

TFS Health Grade

$
C

75.6 / 100

Average financial health

How we grade

City Bank & Trust Co. is a bank headquartered in Natchitoches, Louisiana, established in 1933. With $381.8M in total assets and 8 branch locations, it has a TFS Financial Health Grade of C (75.6/100).

Capital & Safety

Tier 1 Capital Ratio
11.36%(8%)
Total Capital Ratio
18.70%(10%)
Non-Performing Loan Ratio
2.04%

Profitability

Return on Assets (ROA)
1.24%(1%)
Return on Equity (ROE)
11.12%(10%)
Net Interest Margin
4.48%
Efficiency Ratio
62.81%(60%)

Lending & Liquidity

Total Loans
$231.6M
Loan-to-Deposit Ratio
67.67%
Net Charge-Off Ratio
0.05%

Growth

Asset Growth (YoY)
+9.54%
Deposit Growth (YoY)
+9.01%
Net Income
$4.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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