Gulf Coast Bank and Trust Company

BankNew Orleans, Louisiana
www.gulfbank.com

Total Assets

$3.6B

Total Deposits

$3.2B

Branches

38

Established

1990

TFS Health Grade

$
C-

70.6 / 100

Average financial health

How we grade

Gulf Coast Bank and Trust Company is a bank headquartered in New Orleans, Louisiana, established in 1990. With $3.6B in total assets and 38 branch locations, it has a TFS Financial Health Grade of C- (70.6/100).

Capital & Safety

Tier 1 Capital Ratio
9.00%(8%)
Total Capital Ratio
13.41%(10%)
Non-Performing Loan Ratio
1.36%

Profitability

Return on Assets (ROA)
1.15%(1%)
Return on Equity (ROE)
13.84%(10%)
Net Interest Margin
7.19%
Efficiency Ratio
71.16%(60%)

Lending & Liquidity

Total Loans
$2.6B
Loan-to-Deposit Ratio
80.44%
Net Charge-Off Ratio
0.86%

Growth

Asset Growth (YoY)
+7.69%
Deposit Growth (YoY)
+7.62%
Net Income
$40.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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