First & Peoples Bank and Trust Company

BankRussell, Kentucky
www.firstandpeoplesbank.com

Total Assets

$206.1M

Total Deposits

$188.8M

Branches

4

Established

1932

TFS Health Grade

$
F

30.3 / 100

Poor financial health

How we grade

First & Peoples Bank and Trust Company is a bank headquartered in Russell, Kentucky, established in 1932. With $206.1M in total assets and 4 branch locations, it has a TFS Financial Health Grade of F (30.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.31%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
17.93%

Profitability

Return on Assets (ROA)
-0.68%(1%)
Return on Equity (ROE)
-9.68%(10%)
Net Interest Margin
2.77%
Efficiency Ratio
108.89%(60%)

Lending & Liquidity

Total Loans
$90.1M
Loan-to-Deposit Ratio
45.71%
Net Charge-Off Ratio
2.86%

Growth

Asset Growth (YoY)
-2.99%
Deposit Growth (YoY)
-4.27%
Net Income
$-1,421,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Kentucky