West Point Bank

BankRadcliff, Kentucky
www.westpointbank.com

Total Assets

$552.8M

Total Deposits

$470.9M

Branches

5

Established

1914

TFS Health Grade

$
C-

72.5 / 100

Average financial health

How we grade

West Point Bank is a bank headquartered in Radcliff, Kentucky, established in 1914. With $552.8M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C- (72.5/100).

Capital & Safety

Tier 1 Capital Ratio
8.28%(8%)
Total Capital Ratio
11.81%(10%)
Non-Performing Loan Ratio
0.15%

Profitability

Return on Assets (ROA)
0.94%(1%)
Return on Equity (ROE)
14.52%(10%)
Net Interest Margin
2.91%
Efficiency Ratio
58.33%(60%)

Lending & Liquidity

Total Loans
$438.6M
Loan-to-Deposit Ratio
92.67%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+5.29%
Deposit Growth (YoY)
+8.73%
Net Income
$5.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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