The Murray Bank

BankMurray, Kentucky
www.themurraybank.com

Total Assets

$548.7M

Total Deposits

$487.6M

Branches

3

Established

1999

TFS Health Grade

$
C+

77.3 / 100

Average financial health

How we grade

The Murray Bank is a bank headquartered in Murray, Kentucky, established in 1999. With $548.7M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C+ (77.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.14%(8%)
Total Capital Ratio
14.13%(10%)
Non-Performing Loan Ratio
0.63%

Profitability

Return on Assets (ROA)
1.65%(1%)
Return on Equity (ROE)
21.42%(10%)
Net Interest Margin
3.58%
Efficiency Ratio
49.74%(60%)

Lending & Liquidity

Total Loans
$404.6M
Loan-to-Deposit Ratio
81.77%
Net Charge-Off Ratio
0.24%

Growth

Asset Growth (YoY)
+6.92%
Deposit Growth (YoY)
+3.16%
Net Income
$8.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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