What is Traditional Bank, Inc.'s financial health grade?

Traditional Bank, Inc. has a TFS Financial Health Grade of C (score: 74.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Traditional Bank, Inc. have?

Traditional Bank, Inc. has 20 branch locations across the United States.

Is Traditional Bank, Inc. FDIC insured?

Yes, Traditional Bank, Inc. is FDIC insured (Certificate #2711).

What are the total assets of Traditional Bank, Inc.?

Traditional Bank, Inc. has total assets of $2.5B as reported in its most recent FDIC filing.

Traditional Bank, Inc.

BankMount Sterling, Kentucky

www.traditionalbank.com

Total Assets

$2.5B

Total Deposits

$2.2B

Branches

Established

1902

TFS Health Grade

74.2 / 100

Average financial health

How we grade

Traditional Bank, Inc. is a bank headquartered in Mount Sterling, Kentucky, established in 1902. With $2.5B in total assets and 20 branch locations, it has a TFS Financial Health Grade of C (74.2/100).

Capital & Safety

Tier 1 Capital Ratio

10.06%(8%)

Total Capital Ratio

14.80%(10%)

Non-Performing Loan Ratio

0.24%

Profitability

Return on Assets (ROA)

0.80%(1%)

Return on Equity (ROE)

10.04%(10%)

Net Interest Margin

2.96%

Efficiency Ratio

60.07%(60%)

Lending & Liquidity

Total Loans

$1.6B

Loan-to-Deposit Ratio

72.57%

Net Charge-Off Ratio

0.03%

Growth

Asset Growth (YoY)

+3.97%

Deposit Growth (YoY)

+3.23%

Net Income

$19.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Traditional Bank, Inc.HQ	49 W Main St	Mount Sterling	KY	11
Traditional Bank, Inc.	91 Arrowhead Ct	Frankfort	KY	11
Traditional Bank, Inc.	1140 Us 127 South	Frankfort	KY	11
Traditional Bank, Inc.	114 Main St	Frenchburg	KY	11
Traditional Bank, Inc.	7880 Main St	Jeffersonville	KY	11
Traditional Bank, Inc.	457 Southland Dr	Lexington	KY	11
Traditional Bank, Inc.	3720 Palomar Centre Dr	Lexington	KY	11
Traditional Bank, Inc.	163 W Short St	Lexington	KY	11
Traditional Bank, Inc.	2801 Palumbo Dr	Lexington	KY	11
Traditional Bank, Inc.	3353 Tates Creek Rd	Lexington	KY	11
Traditional Bank, Inc.	2197 Nicholasville Rd	Lexington	KY	11
Traditional Bank, Inc.	400 Blankenbaker Pkwy	Louisville	KY	11
Traditional Bank, Inc.	637 Maysville Rd	Mount Sterling	KY	11
Traditional Bank, Inc.	1378 Indian Mound Dr	Mount Sterling	KY	11
Traditional Bank, Inc.	7450 Indian Mound Drive	Mount Sterling	KY	11
Traditional Bank, Inc.	3333 Lexington Rd	Paris	KY	11
Traditional Bank, Inc.	2106 Rocky Dr	Paris	KY	11
Traditional Bank, Inc.	111 The Pointe Boulevard	Shelbyville	KY	11
Traditional Bank, Inc.	30 W Broadway St	Winchester	KY	11
Traditional Bank, Inc.	875 Colby Rd	Winchester	KY	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.