The Farmers Bank of Milton

BankMilton, Kentucky
fbmilton.com

Total Assets

$312.9M

Total Deposits

$255.4M

Branches

5

Established

1902

TFS Health Grade

$
C

73.3 / 100

Average financial health

How we grade

The Farmers Bank of Milton is a bank headquartered in Milton, Kentucky, established in 1902. With $312.9M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C (73.3/100).

Capital & Safety

Tier 1 Capital Ratio
12.45%(8%)
Total Capital Ratio
19.45%(10%)
Non-Performing Loan Ratio
1.07%

Profitability

Return on Assets (ROA)
0.61%(1%)
Return on Equity (ROE)
7.09%(10%)
Net Interest Margin
2.95%
Efficiency Ratio
77.10%(60%)

Lending & Liquidity

Total Loans
$212.4M
Loan-to-Deposit Ratio
82.54%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+0.66%
Deposit Growth (YoY)
-3.22%
Net Income
$1.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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