FNB Bank, Inc.

BankMayfield, Kentucky
http://www.growwithfnb.com

Total Assets

$750.4M

Total Deposits

$687.2M

Branches

11

Established

1875

TFS Health Grade

$
C

73.2 / 100

Average financial health

How we grade

FNB Bank, Inc. is a bank headquartered in Mayfield, Kentucky, established in 1875. With $750.4M in total assets and 11 branch locations, it has a TFS Financial Health Grade of C (73.2/100).

Capital & Safety

Tier 1 Capital Ratio
8.60%(8%)
Total Capital Ratio
13.15%(10%)
Non-Performing Loan Ratio
0.16%

Profitability

Return on Assets (ROA)
0.97%(1%)
Return on Equity (ROE)
12.67%(10%)
Net Interest Margin
3.47%
Efficiency Ratio
62.03%(60%)

Lending & Liquidity

Total Loans
$511.5M
Loan-to-Deposit Ratio
73.15%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+8.76%
Deposit Growth (YoY)
+7.90%
Net Income
$7.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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