Cumberland Valley National Bank & Trust Company

BankLondon, Kentucky
www.cvnb.com

Total Assets

$814.9M

Total Deposits

$737.0M

Branches

14

Established

1904

TFS Health Grade

$
D+

67.3 / 100

Below average financial health

How we grade

Cumberland Valley National Bank & Trust Company is a bank headquartered in London, Kentucky, established in 1904. With $814.9M in total assets and 14 branch locations, it has a TFS Financial Health Grade of D+ (67.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.53%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.45%

Profitability

Return on Assets (ROA)
0.99%(1%)
Return on Equity (ROE)
11.18%(10%)
Net Interest Margin
3.74%
Efficiency Ratio
69.02%(60%)

Lending & Liquidity

Total Loans
$562.9M
Loan-to-Deposit Ratio
75.39%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+3.53%
Deposit Growth (YoY)
+2.83%
Net Income
$7.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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