What is Forcht Bank, National Association's financial health grade?

Forcht Bank, National Association has a TFS Financial Health Grade of D+ (score: 68.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Forcht Bank, National Association have?

Forcht Bank, National Association has 24 branch locations across the United States.

Is Forcht Bank, National Association FDIC insured?

Yes, Forcht Bank, National Association is FDIC insured (Certificate #57415).

What are the total assets of Forcht Bank, National Association?

Forcht Bank, National Association has total assets of $1.7B as reported in its most recent FDIC filing.

Forcht Bank, National Association

BankLexington, Kentucky

www.forchtbank.com

Total Assets

$1.7B

Total Deposits

$1.5B

Branches

Established

2002

TFS Health Grade

D+

68.3 / 100

Below average financial health

How we grade

Forcht Bank, National Association is a bank headquartered in Lexington, Kentucky, established in 2002. With $1.7B in total assets and 24 branch locations, it has a TFS Financial Health Grade of D+ (68.3/100).

Capital & Safety

Tier 1 Capital Ratio

8.31%(8%)

Total Capital Ratio

13.58%(10%)

Non-Performing Loan Ratio

0.14%

Profitability

Return on Assets (ROA)

0.41%(1%)

Return on Equity (ROE)

4.66%(10%)

Net Interest Margin

3.05%

Efficiency Ratio

84.84%(60%)

Lending & Liquidity

Total Loans

$1.1B

Loan-to-Deposit Ratio

73.02%

Net Charge-Off Ratio

0.02%

Growth

Asset Growth (YoY)

+5.48%

Deposit Growth (YoY)

+7.08%

Net Income

$6.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Forcht Bank, National AssociationHQ	2404 Sir Barton Way	Lexington	KY	11
Forcht Bank, National Association	406 Knox St	Barbourville	KY	11
Forcht Bank, National Association	6100 1st Financial Dr	Burlington	KY	11
Forcht Bank, National Association	391 Campbellsville By-Pass	Campbellsville	KY	11
Forcht Bank, National Association	1405 E Broadway St	Campbellsville	KY	11
Forcht Bank, National Association	1600 Cumberland Falls Hwy	Corbin	KY	11
Forcht Bank, National Association	820 Master St	Corbin	KY	11
Forcht Bank, National Association	230 Violet Rd	Crittenden	KY	11
Forcht Bank, National Association	58 Broadway St	Dry Ridge	KY	11
Forcht Bank, National Association	102 N Public Sq	Greensburg	KY	11
Forcht Bank, National Association	2404 Sir Barton Way	Lexington	KY	27
Forcht Bank, National Association	140 Southland Dr	Lexington	KY	11
Forcht Bank, National Association	3358 Tates Creek Rd	Lexington	KY	11
Forcht Bank, National Association	100 First Financial Plaza	London	KY	11
Forcht Bank, National Association	50 Old Whitley Rd	London	KY	11
Forcht Bank, National Association	8492 Dixie Hwy	Louisville	KY	11
Forcht Bank, National Association	10505 Taylorsville Rd	Louisville	KY	11
Forcht Bank, National Association	2140 Lantern Ridge Dr	Richmond	KY	11
Forcht Bank, National Association	1846 S Highway 27	Somerset	KY	11
Forcht Bank, National Association	4710 S Highway 27	Somerset	KY	11
Forcht Bank, National Association	1331 S Highway 25 W	Williamsburg	KY	11
Forcht Bank, National Association	203 S Main St	Williamstown	KY	11
Forcht Bank, National Association	3549 Columbia Pkwy	Cincinnati	OH	11
Forcht Bank, National Association	2110 Beechmont Ave	Cincinnati	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.