Bank of Lexington, Inc.

BankLexington, Kentucky
www.bankoflexington.net

Total Assets

$401.1M

Total Deposits

$349.7M

Branches

4

Established

2006

TFS Health Grade

$
B-

81.7 / 100

Good financial health

How we grade

Bank of Lexington, Inc. is a bank headquartered in Lexington, Kentucky, established in 2006. With $401.1M in total assets and 4 branch locations, it has a TFS Financial Health Grade of B- (81.7/100).

Capital & Safety

Tier 1 Capital Ratio
10.40%(8%)
Total Capital Ratio
17.22%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.42%(1%)
Return on Equity (ROE)
14.67%(10%)
Net Interest Margin
3.98%
Efficiency Ratio
52.30%(60%)

Lending & Liquidity

Total Loans
$313.7M
Loan-to-Deposit Ratio
89.21%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+12.21%
Deposit Growth (YoY)
+17.49%
Net Income
$5.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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