Citizens Bank & Trust Co. of Jackson

BankJackson, Kentucky
www.citizensbankjackson.bank

Total Assets

$213.2M

Total Deposits

$189.2M

Branches

3

Established

1962

TFS Health Grade

$
C

75.0 / 100

Average financial health

How we grade

Citizens Bank & Trust Co. of Jackson is a bank headquartered in Jackson, Kentucky, established in 1962. With $213.2M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (75.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.08%(8%)
Total Capital Ratio
16.03%(10%)
Non-Performing Loan Ratio
2.47%

Profitability

Return on Assets (ROA)
1.75%(1%)
Return on Equity (ROE)
16.83%(10%)
Net Interest Margin
4.62%
Efficiency Ratio
66.42%(60%)

Lending & Liquidity

Total Loans
$157.2M
Loan-to-Deposit Ratio
82.01%
Net Charge-Off Ratio
0.07%

Growth

Asset Growth (YoY)
+2.02%
Deposit Growth (YoY)
+2.11%
Net Income
$3.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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