Hyden Citizens Bank

BankHyden, Kentucky
http://www.hydencitizensbank.com

Total Assets

$146.2M

Total Deposits

$128.3M

Branches

4

Established

1904

TFS Health Grade

$
D+

68.0 / 100

Below average financial health

How we grade

Hyden Citizens Bank is a bank headquartered in Hyden, Kentucky, established in 1904. With $146.2M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D+ (68.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.08%(8%)
Total Capital Ratio
13.29%(10%)
Non-Performing Loan Ratio
0.35%

Profitability

Return on Assets (ROA)
1.04%(1%)
Return on Equity (ROE)
17.94%(10%)
Net Interest Margin
3.97%
Efficiency Ratio
74.51%(60%)

Lending & Liquidity

Total Loans
$82.9M
Loan-to-Deposit Ratio
63.98%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+0.92%
Deposit Growth (YoY)
-4.51%
Net Income
$1.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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