Commonwealth Community Bank, Inc.

BankHartford, Kentucky
http://www.cwcbank.com

Total Assets

$152.3M

Total Deposits

$130.7M

Branches

3

Established

1928

TFS Health Grade

$
F

54.6 / 100

Poor financial health

How we grade

Commonwealth Community Bank, Inc. is a bank headquartered in Hartford, Kentucky, established in 1928. With $152.3M in total assets and 3 branch locations, it has a TFS Financial Health Grade of F (54.6/100).

Capital & Safety

Tier 1 Capital Ratio
14.77%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.16%

Profitability

Return on Assets (ROA)
-0.10%(1%)
Return on Equity (ROE)
-0.84%(10%)
Net Interest Margin
1.77%
Efficiency Ratio
102.26%(60%)

Lending & Liquidity

Total Loans
$52.8M
Loan-to-Deposit Ratio
39.87%
Net Charge-Off Ratio
0.06%

Growth

Asset Growth (YoY)
-1.24%
Deposit Growth (YoY)
+3.94%
Net Income
$-162,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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