Peoples Bank of Kentucky, Inc.

BankFlemingsburg, Kentucky
http://www.peoplesbankofky.com

Total Assets

$542.3M

Total Deposits

$467.2M

Branches

12

Established

1906

TFS Health Grade

$
C

76.4 / 100

Average financial health

How we grade

Peoples Bank of Kentucky, Inc. is a bank headquartered in Flemingsburg, Kentucky, established in 1906. With $542.3M in total assets and 12 branch locations, it has a TFS Financial Health Grade of C (76.4/100).

Capital & Safety

Tier 1 Capital Ratio
11.43%(8%)
Total Capital Ratio
16.88%(10%)
Non-Performing Loan Ratio
2.59%

Profitability

Return on Assets (ROA)
1.28%(1%)
Return on Equity (ROE)
11.33%(10%)
Net Interest Margin
4.80%
Efficiency Ratio
58.26%(60%)

Lending & Liquidity

Total Loans
$409.1M
Loan-to-Deposit Ratio
85.34%
Net Charge-Off Ratio
0.12%

Growth

Asset Growth (YoY)
+10.05%
Deposit Growth (YoY)
+10.13%
Net Income
$6.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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