Magnolia Bank, Incorporated

BankElizabethtown, Kentucky
www.magnoliabank.com

Total Assets

$515.5M

Total Deposits

$444.8M

Branches

16

Established

1919

TFS Health Grade

$
D-

62.8 / 100

Below average financial health

How we grade

Magnolia Bank, Incorporated is a bank headquartered in Elizabethtown, Kentucky, established in 1919. With $515.5M in total assets and 16 branch locations, it has a TFS Financial Health Grade of D- (62.8/100).

Capital & Safety

Tier 1 Capital Ratio
11.05%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
2.15%

Profitability

Return on Assets (ROA)
0.80%(1%)
Return on Equity (ROE)
7.93%(10%)
Net Interest Margin
3.57%
Efficiency Ratio
91.55%(60%)

Lending & Liquidity

Total Loans
$427.9M
Loan-to-Deposit Ratio
94.64%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+7.30%
Deposit Growth (YoY)
+10.78%
Net Income
$4.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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