The Farmers State Bank of Westmoreland

BankWestmoreland, Kansas
bankwithfarmers.com

Total Assets

$235.1M

Total Deposits

$204.2M

Branches

3

Established

1898

TFS Health Grade

$
D

63.5 / 100

Below average financial health

How we grade

The Farmers State Bank of Westmoreland is a bank headquartered in Westmoreland, Kansas, established in 1898. With $235.1M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D (63.5/100).

Capital & Safety

Tier 1 Capital Ratio
14.59%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
2.07%

Profitability

Return on Assets (ROA)
0.83%(1%)
Return on Equity (ROE)
6.84%(10%)
Net Interest Margin
3.40%
Efficiency Ratio
65.58%(60%)

Lending & Liquidity

Total Loans
$141.1M
Loan-to-Deposit Ratio
67.96%
Net Charge-Off Ratio
0.70%

Growth

Asset Growth (YoY)
+4.72%
Deposit Growth (YoY)
+4.78%
Net Income
$1.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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