What is Equity Bank's financial health grade?

Equity Bank has a TFS Financial Health Grade of C (score: 74.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Equity Bank have?

Equity Bank has 85 branch locations across the United States.

Is Equity Bank FDIC insured?

Yes, Equity Bank is FDIC insured (Certificate #25858).

What are the total assets of Equity Bank?

Equity Bank has total assets of $6.3B as reported in its most recent FDIC filing.

Equity Bank

BankAndover, Kansas

www.equitybank.com

Total Assets

$6.3B

Total Deposits

$5.2B

Branches

Established

1985

TFS Health Grade

74.0 / 100

Average financial health

How we grade

Equity Bank is a bank headquartered in Andover, Kansas, established in 1985. With $6.3B in total assets and 78 branch locations, it has a TFS Financial Health Grade of C (74.0/100).

Capital & Safety

Tier 1 Capital Ratio

10.60%(8%)

Total Capital Ratio

14.80%(10%)

Non-Performing Loan Ratio

1.02%

Profitability

Return on Assets (ROA)

0.55%(1%)

Return on Equity (ROE)

4.89%(10%)

Net Interest Margin

4.49%

Efficiency Ratio

60.45%(60%)

Lending & Liquidity

Total Loans

$4.2B

Loan-to-Deposit Ratio

80.03%

Net Charge-Off Ratio

0.07%

Growth

Asset Growth (YoY)

+18.93%

Deposit Growth (YoY)

+15.58%

Net Income

$31.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Equity BankHQ	345 N Andover Rd	Andover	KS	11
Equity Bank	911 W Trimble Ave	Berryville	AR	11
Equity Bank	107 W Van Buren	Eureka Springs	AR	11
Equity Bank	200 E Ridge Ave	Harrison	AR	11
Equity Bank	1304 Highway 62 65 N	Harrison	AR	11
Equity Bank	198 Slack St	Pea Ridge	AR	11
Equity Bank	702 Main St	Americus	KS	11
Equity Bank	133 E 7th Ave	Augusta	KS	11
Equity Bank	902 Mcarthur St	Coffeyville	KS	11
Equity Bank	916 Washington St	Ellis	KS	11
Equity Bank	1901 E Mary St	Garden City	KS	11
Equity Bank	1321 Main St	Great Bend	KS	11
Equity Bank	725 Mckinley St	Great Bend	KS	11
Equity Bank	106 S Adams	Grinnell	KS	11
Equity Bank	2428 Vine St	Hays	KS	11
Equity Bank	401 N Henderson St	Holcomb	KS	11
Equity Bank	745 Main St	Hoxie	KS	11
Equity Bank	502 S Jackson St	Hugoton	KS	11
Equity Bank	112 E Myrtle St	Independence	KS	11
Equity Bank	320 Broadway St	Larned	KS	11
Equity Bank	250 E Tucker Rd	Liberal	KS	11
Equity Bank	23 W 4th St	Liberal	KS	11
Equity Bank	1700 N Lincoln Ave	Liberal	KS	11
Equity Bank	930 S Kansas Ave	Liberal	KS	11
Equity Bank	234 N Main St	Macksville	KS	11
Equity Bank	801 Main St	Neodesha	KS	11
Equity Bank	302 E Holme St	Norton	KS	11
Equity Bank	7035 College Blvd	Overland Park	KS	11
Equity Bank	8880 W 151st St	Overland Park	KS	11
Equity Bank	102 N Broadway St	Pittsburg	KS	11
Equity Bank	300 Highway 212	Quinter	KS	11
Equity Bank	107 N Rose Hill Rd	Rose Hill	KS	11
Equity Bank	216 N Main St	Saint John	KS	11
Equity Bank	317 S Santa Fe Ave	Salina	KS	11
Equity Bank	1661 S Ohio St	Salina	KS	11
Equity Bank	701 S Kansas Ave	Topeka	KS	11
Equity Bank	3825 Sw 29th St	Topeka	KS	11
Equity Bank	7701 E Kellogg Dr	Wichita	KS	11
Equity Bank	3313 N Ridge Rd	Wichita	KS	11
Equity Bank	1555 N Webb Rd	Wichita	KS	11
Equity Bank	10222 W Central Ave	Wichita	KS	11
Equity Bank	651 Ne Coronado Dr	Blue Springs	MO	11
Equity Bank	615 E Ohio St	Clinton	MO	11
Equity Bank	101 W Prime St.	Downing	MO	11
Equity Bank	1919 Highway 13 Blvd	Higginsville	MO	11
Equity Bank	6200 Nw 63rd St	Kansas City	MO	11
Equity Bank	214 S Franklin St	Kirksville	MO	11
Equity Bank	1701 N Green St.	Kirksville	MO	11
Equity Bank	2206 N Baltimore St	Kirksville	MO	12
Equity Bank	200 N State St	Knob Noster	MO	11

Showing 50 of 85 branches

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.