Centera Bank

BankSublette, Kansas
www.centerabank.com

Total Assets

$320.6M

Total Deposits

$293.5M

Branches

6

Established

1937

TFS Health Grade

$
D+

68.3 / 100

Below average financial health

How we grade

Centera Bank is a bank headquartered in Sublette, Kansas, established in 1937. With $320.6M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D+ (68.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.30%(8%)
Total Capital Ratio
16.41%(10%)
Non-Performing Loan Ratio
0.18%

Profitability

Return on Assets (ROA)
1.00%(1%)
Return on Equity (ROE)
14.53%(10%)
Net Interest Margin
3.27%
Efficiency Ratio
71.38%(60%)

Lending & Liquidity

Total Loans
$156.1M
Loan-to-Deposit Ratio
52.62%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+2.49%
Deposit Growth (YoY)
+0.19%
Net Income
$3.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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