SJN Bank of Kansas

BankSaint John, Kansas
www.sjnbank.com

Total Assets

$314.9M

Total Deposits

$260.3M

Branches

8

Established

1905

TFS Health Grade

$
D

66.3 / 100

Below average financial health

How we grade

SJN Bank of Kansas is a bank headquartered in Saint John, Kansas, established in 1905. With $314.9M in total assets and 8 branch locations, it has a TFS Financial Health Grade of D (66.3/100).

Capital & Safety

Tier 1 Capital Ratio
8.31%(8%)
Total Capital Ratio
12.66%(10%)
Non-Performing Loan Ratio
2.15%

Profitability

Return on Assets (ROA)
1.01%(1%)
Return on Equity (ROE)
11.55%(10%)
Net Interest Margin
4.09%
Efficiency Ratio
61.03%(60%)

Lending & Liquidity

Total Loans
$203.4M
Loan-to-Deposit Ratio
76.77%
Net Charge-Off Ratio
0.12%

Growth

Asset Growth (YoY)
+14.40%
Deposit Growth (YoY)
+29.26%
Net Income
$2.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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