The Peoples Bank

BankPratt, Kansas
www.tpb.bank

Total Assets

$556.0M

Total Deposits

$516.5M

Branches

5

Established

1887

TFS Health Grade

$
D+

69.5 / 100

Below average financial health

How we grade

The Peoples Bank is a bank headquartered in Pratt, Kansas, established in 1887. With $556.0M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D+ (69.5/100).

Capital & Safety

Tier 1 Capital Ratio
8.55%(8%)
Total Capital Ratio
15.70%(10%)
Non-Performing Loan Ratio
0.79%

Profitability

Return on Assets (ROA)
1.63%(1%)
Return on Equity (ROE)
24.92%(10%)
Net Interest Margin
3.47%
Efficiency Ratio
56.89%(60%)

Lending & Liquidity

Total Loans
$269.1M
Loan-to-Deposit Ratio
51.31%
Net Charge-Off Ratio
0.36%

Growth

Asset Growth (YoY)
+6.18%
Deposit Growth (YoY)
+12.73%
Net Income
$8.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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