The Kansas State Bank

BankOttawa, Kansas
http://www.MyKansasStateBank.com

Total Assets

$211.7M

Total Deposits

$192.0M

Branches

3

Established

1917

TFS Health Grade

$
F

58.3 / 100

Poor financial health

How we grade

The Kansas State Bank is a bank headquartered in Ottawa, Kansas, established in 1917. With $211.7M in total assets and 3 branch locations, it has a TFS Financial Health Grade of F (58.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.72%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.69%

Profitability

Return on Assets (ROA)
1.22%(1%)
Return on Equity (ROE)
14.39%(10%)
Net Interest Margin
3.10%
Efficiency Ratio
62.95%(60%)

Lending & Liquidity

Total Loans
$79.8M
Loan-to-Deposit Ratio
40.92%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+5.10%
Deposit Growth (YoY)
+4.07%
Net Income
$2.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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