Southwind Bank

BankNatoma, Kansas
southwindbank.com

Total Assets

$179.7M

Total Deposits

$166.7M

Branches

2

Established

1909

TFS Health Grade

$
D-

62.5 / 100

Below average financial health

How we grade

Southwind Bank is a bank headquartered in Natoma, Kansas, established in 1909. With $179.7M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D- (62.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.70%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.91%

Profitability

Return on Assets (ROA)
1.11%(1%)
Return on Equity (ROE)
17.62%(10%)
Net Interest Margin
3.63%
Efficiency Ratio
56.93%(60%)

Lending & Liquidity

Total Loans
$89.2M
Loan-to-Deposit Ratio
52.67%
Net Charge-Off Ratio
0.08%

Growth

Asset Growth (YoY)
+4.35%
Deposit Growth (YoY)
+6.97%
Net Income
$1.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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