The Community Bank

BankLiberal, Kansas
www.communitybankliberal.com

Total Assets

$173.8M

Total Deposits

$152.7M

Branches

2

Established

1998

TFS Health Grade

$
C

76.9 / 100

Average financial health

How we grade

The Community Bank is a bank headquartered in Liberal, Kansas, established in 1998. With $173.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C (76.9/100).

Capital & Safety

Tier 1 Capital Ratio
12.91%(8%)
Total Capital Ratio
21.14%(10%)
Non-Performing Loan Ratio
0.16%

Profitability

Return on Assets (ROA)
1.15%(1%)
Return on Equity (ROE)
10.98%(10%)
Net Interest Margin
3.84%
Efficiency Ratio
64.36%(60%)

Lending & Liquidity

Total Loans
$92.9M
Loan-to-Deposit Ratio
59.95%
Net Charge-Off Ratio
0.10%

Growth

Asset Growth (YoY)
+4.15%
Deposit Growth (YoY)
+2.03%
Net Income
$1.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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