KCB Bank

BankLakin, Kansas
www.kcbks.bank

Total Assets

$338.6M

Total Deposits

$300.0M

Branches

2

Established

1888

TFS Health Grade

$
D

66.1 / 100

Below average financial health

How we grade

KCB Bank is a bank headquartered in Lakin, Kansas, established in 1888. With $338.6M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D (66.1/100).

Capital & Safety

Tier 1 Capital Ratio
12.25%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.18%

Profitability

Return on Assets (ROA)
1.18%(1%)
Return on Equity (ROE)
10.61%(10%)
Net Interest Margin
3.56%
Efficiency Ratio
60.04%(60%)

Lending & Liquidity

Total Loans
$195.6M
Loan-to-Deposit Ratio
64.03%
Net Charge-Off Ratio
0.07%

Growth

Asset Growth (YoY)
+6.64%
Deposit Growth (YoY)
+7.09%
Net Income
$3.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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