Citizens Bank of Kansas

BankKingman, Kansas
www.citizensbankofkansas.com

Total Assets

$527.6M

Total Deposits

$478.1M

Branches

11

Established

1886

TFS Health Grade

$
D+

68.8 / 100

Below average financial health

How we grade

Citizens Bank of Kansas is a bank headquartered in Kingman, Kansas, established in 1886. With $527.6M in total assets and 11 branch locations, it has a TFS Financial Health Grade of D+ (68.8/100).

Capital & Safety

Tier 1 Capital Ratio
8.84%(8%)
Total Capital Ratio
15.75%(10%)
Non-Performing Loan Ratio
0.03%

Profitability

Return on Assets (ROA)
0.85%(1%)
Return on Equity (ROE)
16.79%(10%)
Net Interest Margin
3.29%
Efficiency Ratio
75.77%(60%)

Lending & Liquidity

Total Loans
$242.6M
Loan-to-Deposit Ratio
50.20%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+7.69%
Deposit Growth (YoY)
+6.80%
Net Income
$4.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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