Halstead Bank

BankHalstead, Kansas
www.halsteadbank.com

Total Assets

$192.5M

Total Deposits

$174.5M

Branches

4

Established

1882

TFS Health Grade

$
C+

77.9 / 100

Average financial health

How we grade

Halstead Bank is a bank headquartered in Halstead, Kansas, established in 1882. With $192.5M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C+ (77.9/100).

Capital & Safety

Tier 1 Capital Ratio
8.72%(8%)
Total Capital Ratio
12.78%(10%)
Non-Performing Loan Ratio
0.34%

Profitability

Return on Assets (ROA)
1.83%(1%)
Return on Equity (ROE)
21.01%(10%)
Net Interest Margin
4.70%
Efficiency Ratio
56.32%(60%)

Lending & Liquidity

Total Loans
$140.7M
Loan-to-Deposit Ratio
79.56%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+6.43%
Deposit Growth (YoY)
+8.68%
Net Income
$3.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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