Patriots Bank

BankGarnett, Kansas
http://www.patriotsbank.com

Total Assets

$261.2M

Total Deposits

$230.8M

Branches

6

Established

1899

TFS Health Grade

$
C+

78.2 / 100

Average financial health

How we grade

Patriots Bank is a bank headquartered in Garnett, Kansas, established in 1899. With $261.2M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C+ (78.2/100).

Capital & Safety

Tier 1 Capital Ratio
9.11%(8%)
Total Capital Ratio
12.26%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.82%(1%)
Return on Equity (ROE)
21.80%(10%)
Net Interest Margin
4.88%
Efficiency Ratio
60.30%(60%)

Lending & Liquidity

Total Loans
$203.6M
Loan-to-Deposit Ratio
87.36%
Net Charge-Off Ratio
0.06%

Growth

Asset Growth (YoY)
+10.62%
Deposit Growth (YoY)
+12.15%
Net Income
$4.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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