Goppert State Service Bank

BankGarnett, Kansas
http://www.gssb.us.com

Total Assets

$324.3M

Total Deposits

$292.4M

Branches

9

Established

1899

TFS Health Grade

$
D

65.2 / 100

Below average financial health

How we grade

Goppert State Service Bank is a bank headquartered in Garnett, Kansas, established in 1899. With $324.3M in total assets and 9 branch locations, it has a TFS Financial Health Grade of D (65.2/100).

Capital & Safety

Tier 1 Capital Ratio
9.48%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.99%

Profitability

Return on Assets (ROA)
1.20%(1%)
Return on Equity (ROE)
13.15%(10%)
Net Interest Margin
4.66%
Efficiency Ratio
57.76%(60%)

Lending & Liquidity

Total Loans
$261.4M
Loan-to-Deposit Ratio
88.09%
Net Charge-Off Ratio
0.57%

Growth

Asset Growth (YoY)
+7.16%
Deposit Growth (YoY)
+7.93%
Net Income
$3.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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