TriCentury Bank

BankDe Soto, Kansas
http://www.tricentury.bank

Total Assets

$196.2M

Total Deposits

$118.8M

Branches

3

Established

1909

TFS Health Grade

$
D-

63.0 / 100

Below average financial health

How we grade

TriCentury Bank is a bank headquartered in De Soto, Kansas, established in 1909. With $196.2M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D- (63.0/100).

Capital & Safety

Tier 1 Capital Ratio
11.21%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.62%(1%)
Return on Equity (ROE)
14.78%(10%)
Net Interest Margin
4.12%
Efficiency Ratio
44.15%(60%)

Lending & Liquidity

Total Loans
$171.6M
Loan-to-Deposit Ratio
142.94%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+13.35%
Deposit Growth (YoY)
+23.56%
Net Income
$3.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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