Farmers & Merchants Bank of Colby

BankColby, Kansas
www.fmbcolby.com

Total Assets

$639.9M

Total Deposits

$504.0M

Branches

5

Established

1998

TFS Health Grade

$
C-

71.3 / 100

Average financial health

How we grade

Farmers & Merchants Bank of Colby is a bank headquartered in Colby, Kansas, established in 1998. With $639.9M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C- (71.3/100).

Capital & Safety

Tier 1 Capital Ratio
11.01%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.66%

Profitability

Return on Assets (ROA)
1.40%(1%)
Return on Equity (ROE)
12.83%(10%)
Net Interest Margin
3.50%
Efficiency Ratio
43.41%(60%)

Lending & Liquidity

Total Loans
$459.8M
Loan-to-Deposit Ratio
90.31%
Net Charge-Off Ratio
-0.09%

Growth

Asset Growth (YoY)
+12.29%
Deposit Growth (YoY)
+15.08%
Net Income
$8.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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