Elk State Bank

BankClyde, Kansas
www.elkstatebank.com

Total Assets

$138.9M

Total Deposits

$100.4M

Branches

3

Established

1896

TFS Health Grade

$
C-

72.8 / 100

Average financial health

How we grade

Elk State Bank is a bank headquartered in Clyde, Kansas, established in 1896. With $138.9M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C- (72.8/100).

Capital & Safety

Tier 1 Capital Ratio
8.17%(8%)
Total Capital Ratio
15.23%(10%)
Non-Performing Loan Ratio
0.01%

Profitability

Return on Assets (ROA)
0.67%(1%)
Return on Equity (ROE)
9.62%(10%)
Net Interest Margin
2.82%
Efficiency Ratio
73.72%(60%)

Lending & Liquidity

Total Loans
$76.3M
Loan-to-Deposit Ratio
75.02%
Net Charge-Off Ratio
-0.04%

Growth

Asset Growth (YoY)
+4.20%
Deposit Growth (YoY)
+3.67%
Net Income
$900.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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