Bank of Wolcott

BankWolcott, Indiana
http://www.bankofwolcott.com

Total Assets

$274.6M

Total Deposits

$228.4M

Branches

3

Established

1944

TFS Health Grade

$
C-

70.0 / 100

Average financial health

How we grade

Bank of Wolcott is a bank headquartered in Wolcott, Indiana, established in 1944. With $274.6M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C- (70.0/100).

Capital & Safety

Tier 1 Capital Ratio
12.00%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.44%

Profitability

Return on Assets (ROA)
1.65%(1%)
Return on Equity (ROE)
17.61%(10%)
Net Interest Margin
3.34%
Efficiency Ratio
52.10%(60%)

Lending & Liquidity

Total Loans
$146.8M
Loan-to-Deposit Ratio
63.29%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+11.73%
Deposit Growth (YoY)
+10.56%
Net Income
$4.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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