Crossroads Bank

BankWabash, Indiana
www.crossroadsbanking.com

Total Assets

$586.7M

Total Deposits

$517.2M

Branches

7

Established

1920

TFS Health Grade

$
C-

70.5 / 100

Average financial health

How we grade

Crossroads Bank is a bank headquartered in Wabash, Indiana, established in 1920. With $586.7M in total assets and 7 branch locations, it has a TFS Financial Health Grade of C- (70.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.64%(8%)
Total Capital Ratio
15.14%(10%)
Non-Performing Loan Ratio
1.54%

Profitability

Return on Assets (ROA)
1.03%(1%)
Return on Equity (ROE)
12.67%(10%)
Net Interest Margin
3.32%
Efficiency Ratio
68.42%(60%)

Lending & Liquidity

Total Loans
$441.9M
Loan-to-Deposit Ratio
84.29%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+1.09%
Deposit Growth (YoY)
-2.84%
Net Income
$5.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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