First Federal Savings Bank

BankRochester, Indiana
www.firstfederalbanking.com

Total Assets

$673.1M

Total Deposits

$535.4M

Branches

6

Established

1965

TFS Health Grade

$
D

65.1 / 100

Below average financial health

How we grade

First Federal Savings Bank is a bank headquartered in Rochester, Indiana, established in 1965. With $673.1M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D (65.1/100).

Capital & Safety

Tier 1 Capital Ratio
9.24%(8%)
Total Capital Ratio
15.11%(10%)
Non-Performing Loan Ratio
0.88%

Profitability

Return on Assets (ROA)
0.84%(1%)
Return on Equity (ROE)
9.39%(10%)
Net Interest Margin
3.20%
Efficiency Ratio
75.64%(60%)

Lending & Liquidity

Total Loans
$582.8M
Loan-to-Deposit Ratio
107.71%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+1.38%
Deposit Growth (YoY)
+1.08%
Net Income
$5.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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