Citizens State Bank of New Castle, Indiana

BankNew Castle, Indiana
www.mycsbin.com

Total Assets

$890.5M

Total Deposits

$775.4M

Branches

11

Established

1873

TFS Health Grade

$
C

75.8 / 100

Average financial health

How we grade

Citizens State Bank of New Castle, Indiana is a bank headquartered in New Castle, Indiana, established in 1873. With $890.5M in total assets and 11 branch locations, it has a TFS Financial Health Grade of C (75.8/100).

Capital & Safety

Tier 1 Capital Ratio
10.52%(8%)
Total Capital Ratio
16.48%(10%)
Non-Performing Loan Ratio
0.17%

Profitability

Return on Assets (ROA)
0.93%(1%)
Return on Equity (ROE)
9.26%(10%)
Net Interest Margin
3.64%
Efficiency Ratio
66.05%(60%)

Lending & Liquidity

Total Loans
$562.1M
Loan-to-Deposit Ratio
71.54%
Net Charge-Off Ratio
0.23%

Growth

Asset Growth (YoY)
+8.97%
Deposit Growth (YoY)
+6.96%
Net Income
$7.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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