What is The Napoleon State Bank's financial health grade?

The Napoleon State Bank has a TFS Financial Health Grade of C- (score: 72.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Napoleon State Bank have?

The Napoleon State Bank has 7 branch locations across the United States.

Is The Napoleon State Bank FDIC insured?

Yes, The Napoleon State Bank is FDIC insured (Certificate #10101).

What are the total assets of The Napoleon State Bank?

The Napoleon State Bank has total assets of $483.4M as reported in its most recent FDIC filing.

The Napoleon State Bank

BankNapoleon, Indiana

www.napoleonstatebank.com

Total Assets

$483.4M

Total Deposits

$427.0M

Branches

Established

1903

TFS Health Grade

C-

72.0 / 100

Average financial health

How we grade

The Napoleon State Bank is a bank headquartered in Napoleon, Indiana, established in 1903. With $483.4M in total assets and 7 branch locations, it has a TFS Financial Health Grade of C- (72.0/100).

Capital & Safety

Tier 1 Capital Ratio

10.66%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.26%

Profitability

Return on Assets (ROA)

1.48%(1%)

Return on Equity (ROE)

14.25%(10%)

Net Interest Margin

4.46%

Efficiency Ratio

55.78%(60%)

Lending & Liquidity

Total Loans

$343.1M

Loan-to-Deposit Ratio

79.26%

Net Charge-Off Ratio

0.08%

Growth

Asset Growth (YoY)

+4.33%

Deposit Growth (YoY)

+3.44%

Net Income

$7.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Napoleon State BankHQ	8912 N Us Highway 421	Napoleon	IN	11
The Napoleon State Bank	1221 W Westridge Pkwy	Greensburg	IN	11
The Napoleon State Bank	1015 N Lincoln St	Greensburg	IN	11
The Napoleon State Bank	6383 W Us 50	Holton	IN	11
The Napoleon State Bank	843 N Warpath Dr	Milan	IN	11
The Napoleon State Bank	910 S Buckeye St	Osgood	IN	11
The Napoleon State Bank	102 W Underwood Dr	Westport	IN	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.