Citizens Bank

BankMooresville, Indiana
www.citizens-banking.com

Total Assets

$696.3M

Total Deposits

$627.4M

Branches

9

Established

1931

TFS Health Grade

$
C

74.0 / 100

Average financial health

How we grade

Citizens Bank is a bank headquartered in Mooresville, Indiana, established in 1931. With $696.3M in total assets and 9 branch locations, it has a TFS Financial Health Grade of C (74.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.80%(8%)
Total Capital Ratio
13.83%(10%)
Non-Performing Loan Ratio
0.03%

Profitability

Return on Assets (ROA)
1.01%(1%)
Return on Equity (ROE)
11.15%(10%)
Net Interest Margin
3.44%
Efficiency Ratio
69.33%(60%)

Lending & Liquidity

Total Loans
$460.0M
Loan-to-Deposit Ratio
72.38%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+8.23%
Deposit Growth (YoY)
+7.43%
Net Income
$6.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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