Horizon Bank

BankMichigan City, Indiana
www.horizonbank.com

Total Assets

$6.4B

Total Deposits

$5.4B

Branches

79

Established

1873

TFS Health Grade

$
D-

62.0 / 100

Below average financial health

How we grade

Horizon Bank is a bank headquartered in Michigan City, Indiana, established in 1873. With $6.4B in total assets and 79 branch locations, it has a TFS Financial Health Grade of D- (62.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.94%(8%)
Total Capital Ratio
12.99%(10%)
Non-Performing Loan Ratio
0.72%

Profitability

Return on Assets (ROA)
-1.96%(1%)
Return on Equity (ROE)
-17.86%(10%)
Net Interest Margin
3.62%
Efficiency Ratio
58.87%(60%)

Lending & Liquidity

Total Loans
$4.9B
Loan-to-Deposit Ratio
90.32%
Net Charge-Off Ratio
0.06%

Growth

Asset Growth (YoY)
-17.50%
Deposit Growth (YoY)
-5.70%
Net Income
$-141,243,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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