Home Bank SB

BankMartinsville, Indiana
www.homebanksb.com

Total Assets

$433.5M

Total Deposits

$360.9M

Branches

6

Established

1890

TFS Health Grade

$
D

65.4 / 100

Below average financial health

How we grade

Home Bank SB is a bank headquartered in Martinsville, Indiana, established in 1890. With $433.5M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D (65.4/100).

Capital & Safety

Tier 1 Capital Ratio
12.26%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.67%

Profitability

Return on Assets (ROA)
0.56%(1%)
Return on Equity (ROE)
6.98%(10%)
Net Interest Margin
3.38%
Efficiency Ratio
85.10%(60%)

Lending & Liquidity

Total Loans
$258.1M
Loan-to-Deposit Ratio
70.73%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+2.90%
Deposit Growth (YoY)
-0.19%
Net Income
$2.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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